ATTOM: Home Affordability Strains 98% of U.S. Counties in Q3
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Elevated ownership costs outweighed modest national price declines and wage gains, ATTOM's quarterly report found.
By RealEstate.x News Desk · Source-based briefing
Original editorial illustration · AI-generated with Recraft. Reporting source published 23 OCT 2026.
Affordability pressures persist
ATTOM's third-quarter report found ownership expenses on median-priced homes surpassed historical norms in 570 of 583 counties studied, or 98%, despite a modest national price decline [1].
Costs versus wages
The median sales price fell to $368,000, but the 30-year fixed mortgage rate averaged 7.3% and other ownership costs stayed elevated. Nationally, expenses consumed 31.8% of typical wages, above the 28% guideline [1].
Regional divergence
California and New York dominated the least affordable markets; Kings County, New York, topped the list. Texas counties posted the largest annual price increases among populous areas, while some Florida and Nevada counties recorded declines [1].
Source-based news brief prepared with AI assistance and an automated source comparison. Read the linked reporting for its full context. The illustration is conceptual, not a photograph of the reported event.
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